Boss Lu: A reborn life is destined to be without regrets!
Chapter 414 - 305. Do you think it’s just playing house?_2

Chapter 414: 305. Do you think it’s just playing house?_2

"Chairman Huang, please sit over here."

A young girl with brown hair smiled sweetly, the dimples at the corners of her mouth curving up ever so slightly. Her graceful and upright shoulders shifted ever so subtly as she removed her pastel blue blazer.

Beside her, Tian Yi quickly understood her actions and took it, draping it over the sofa.

Zhou Sinin stretched her neck, which had begun to ache, allowing her beautiful hair to cascade loosely.

Today, she wore a plain white, form-fitting work blouse, her slender neck hidden beneath two captivatingly beautiful collarbones.

Her sleeves, turned up slightly, revealed a segment of arm, pale as white jade, her slender fingers lightly propping up her cheek. Even with half her face covered, there was something irresistibly bewitching about her.

Everything is difficult at the beginning.

Of course, this includes the small challenges faced in social interactions.

In transitioning from theory to practice, Zhou Sinin forced herself to grow quickly.

Like dealing with the uninvited Chairman Huang sitting before her.

...

"This is excellent tea, Mr. Zhou..."

Huang Hu didn’t just show up unannounced for no reason.

He was entrusted by someone to help the man behind the scenes make another strategic move.

Huang Hu, newly appointed as the deputy branch manager, sat facing the new helmsman of Golden Stone Coffee, chatting about everything under the sun.

Neither of them broached the main topic first.

"We encourage promising projects to develop throughout the city. Mr. Lu has indeed shown good judgment, taking into consideration the municipal government’s comprehensive plan, arrangement, and goals for citywide innovation."

"Oh... Of course, we must also pay attention to the market economy; the market dictates corporate behavior, after all."

Zhou Sinin blinked her eyes as if she didn’t understand.

Huang Hu also realized that his previous statement was a bit too bureaucratic, smiled, and quickly returned to his normal demeanor.

"Actually, the Golden Stone Coffee project is of very high quality, representative and very much in line with the current trend of the times."

"Mr. Zhou could definitely consider opening a few more suitable branches nationwide; it’s a fine opportunity for business expansion."

"At the very least, as long as there are policies in place, there is money to be made. Once the brand gains fame, partners might completely waive rental fees for some of the stores."

Zhou Sinin seemed to ponder this idea for a moment, her eyes briefly displaying serious contemplation.

"Chairman Huang, you flatter us. The pressure from our current loans is worrisome enough, let alone continuing to expand..."

Zhou Sinin muttered to herself as if speaking aloud.

The concept of expansion had been mentioned before by Lu Jincheng.

So Huang Hu wasn’t here to talk about loan issues but to suggest that she continue to expand?

"Mr. Zhou, you should really learn more from Mr. Lu on this."

Huang Hu almost laughed out loud, but since he was entrusted to negotiate tactfully, he had to be careful about his approach.

"But I’ve seen numerous projects, from large state-owned enterprises to medium and even microenterprises. Many people have not realized a particular characteristic of entrepreneurial projects at this stage in our country..."

He spoke earnestly, and Zhou Sinin listened just as earnestly.

The girl looked up, her eyes clearly seeking advice as she gazed at Huang Hu.

When you’re out and about, your identity is your label.

The stature of deputy branch manager obviously carried more persuasive power than that of male college students of her own age.

Huang Hu smiled modestly and continued, "Eight words: The colder it gets, the colder; the hotter, the hotter. This is the so-called Matthew effect."

"..."

"Start-up projects, if promising and future-oriented, must strive to expand aggressively, broadening their product lines and territories—what’s known as ’staking a claim.’"

"The more they do this, the more funding and market interest they will attract, expanding exponentially and in these expansions, they will make up for their deficiencies."

"On the contrary, if a start-up project starts to decline and the management begins to so-called tighten their belts, becoming conservative, embarking on a ’strategic contraction,’ then in fact reducing costs is not very beneficial, and the project will only become colder and more desolate, with capital and existing markets shrinking and withdrawing."

"..."

Zhou Sinin continued to listen attentively.

"Some traditional entrepreneurs in our country have encountered difficulties in the current economic environment because they’ve been influenced by the more conservative aspects of our traditional culture and failed to understand this principle."

"In fact, on the road to enterprise development, Mr. Lu once said to me: Forward, forward, relentlessly forward!"

"Oh, of course, whatever happens, we must ensure compliance with the relevant national laws and regulations."

"..."

"As far as the Golden Stone Coffee project is concerned, it started wonderfully, from nothing to financing, finding angel investors, and opening in the core commercial districts of Jiangcheng."

"Although I know finances must be tough, Mr. Zhou, haven’t you noticed that the initial bold design always leads to a chain reaction afterward? Facing difficulties and problems head-on often leads to a light at the end of the tunnel."

"But since the beginning of the year till now, it seems... I don’t know what the reason is, has Mr. Lu’s state of mind changed?"

"I still remember Mr. Lu telling me, one branch won’t do, we need two, and then quickly split those into four, one project isn’t enough, we need to rapidly expand the product line, a few hundred square meters isn’t enough, we need to quickly expand into several thousand square meters, if the capital isn’t enough, we must dare to financier, if the concept isn’t enough, we need to introduce a concept, we must have a broad mind, vision and spirit..."

Zhou Sinin remained silent.

"It feels like steps have slowed down, obviously there’s capital at hand, but there’s a bit of hesitation."

"Of course, that’s just my opinion, as for Golden Stone Coffee or any other projects, how they develop is ultimately up to you owners."

"From our side, we just need to ensure timely repayment."

Huang Hu smiled, his dark skin creasing.

With the air and insight of his experience, he certainly knew how to use earnest persuasion and passionate speeches to convince such a young girl to believe in him.

Although he also knew, that was an instinct people worship, merely disguised under the so-called admiration for views, knowledge, and vision.

Others could say the same things.

But coming from him at his age, the deputy branch manager of a bank who had approved over thirty million in loans to Golden Stone Coffee, in Jiangcheng City, his words were obviously golden.

Indeed, Zhou Sinin was nodding from time to time.

"Alright, Mr. Zhou, let’s move on to the main topic."

"This year, our bank has optimized the repayment methods, so Mr. Zhou, you might want to consider it..."

He had not noticed, in the girl’s eyes beside him, an indescribable fire was burning.

...

After sending off Huang Hu, Zhou Sinin took a long breath of relief, leaning back on the soft sofa and gently closing her eyes.

She was exhausted.

Only when you run a household do you realize the cost of living.

All the things Lu Jincheng had promised turned into mirages after their argument.

The money was running out.

The payday for Golden Stone Coffee was on the 10th of every month.

After 2015 began, the daily expenses of thousands of employees, supply chain costs, all the emergencies suddenly weighed heavily on Zhou Sinin’s shoulders.

She was even caught completely unprepared.

Not to mention the bank loan of over thirty million, rolling with an interest rate that was neither high nor low every month.

How to repay?

Without Lu Jincheng, what was she to use for repayment?

Lu Jincheng had promised to transfer some litigation compensation money into the Golden Stone Coffee Company’s account, to ensure the normal operation of the capital chain.

That was his responsibility.

Because when he bought the factory in the Jiangcheng Suburb, he had sought her opinion symbolically under the guise of "all being part of one plan."

At that time, the two were inseparable, how could Zhou Sinin say no?

But now what?

How was she supposed to conjure up money out of thin air to make the monthly principal and interest repayments?

Even if she managed to scrape by this month, what about the next?

She certainly couldn’t go to Zhou Yuanxin for help.

On one hand, her father would undoubtedly have many questions, and on the other hand, she couldn’t bring herself to disclose the details.

Amidst her worries, Zhou Sinin felt an uncontrollable surge of fury.

Where was Lu Jincheng?

Had he just washed his hands of everything?

Handing over the management to her, okay, no problem.

Quietly organizing staff meetings and stating that all recent major and minor decisions were up to her.

That was also fine.

But, to truly act as an outsider, wasn’t that inappropriate?

Going into business together was not child’s play, did he think it was?

How could he be so irresponsible!