You dare to cultivate without money?!
Chapter 174 - 174 144 Let's Go Yu Zi!

174: Chapter 144 Let’s Go Yu Zi!

Fully Unleash Our Immortal Dao Potential!

174: Chapter 144 Let’s Go Yu Zi!

Fully Unleash Our Immortal Dao Potential!

With the conclusion of the Daoist Heart Test, Deng Bingding reported the results.

Although Zhang Yu’s valuation result was unknown, Deng Bingding believed it was mainly limited by the simplicity of this Daoist Heart Test.

The inflated results of other students were the same.

“In reality, faced with true threats and temptations, they couldn’t possibly achieve such high scores.”

“But after all, it’s just a test to weed out the weaklings and focus on students with potential.

Reaching this point is good enough.”

In the test results reported by Deng Bingding, aside from the outstanding performances of Zhang Yu, Ye Lingxiao, and Yun Jing, Bai Zhenzhen’s unique performance was also highlighted.

Some students with insufficient basic data and low Daoist Heart Test scores were also marked for potential elimination.

Soon, all Gods present saw a reply from above.

A thumbs up.

This represented that the work was recognized above, and everyone’s slightly tense mood immediately relaxed.

Then they received a detailed response from above.

Such as the commendations for Zhang Yu, Ye Lingxiao, Yun Jing, and Bai Zhenzhen, as encouragement.

Deng Bingding was slightly surprised at this point; she expected commendations for the first three but was not expecting one for Bai Zhenzhen.

After all, in her view, Bai Zhenzhen’s performance, although unique, was far less outstanding than the other three.

“Could it be that someone above…

appreciates Bai Zhenzhen’s performance?”

Deng Bingding continued to look at the reply from above: “Hmm, are there a few other students to be eliminated?”

…

When Zhang Yu opened his eyes again, he found himself back in the registration office.

The middle-aged woman who had registered him was sitting behind the office chair looking at him.

Deng Bingding said, “You should remember the content of the Daoist Heart Test, right?”

After all, the Eight True Gods emphasized work traces for easy future review; all sorts of data from the Foundation Establishment Exam and Daoist Heart Test, as well as everything students experienced in the illusion, were preserved.

Zhang Yu nodded, finally confirming his suspicion: “So all that I just experienced was some kind of illusion?”

Deng Bingding looked at Zhang Yu appreciatively and said, “You performed well in this Daoist Heart Test.”

“With a single-minded focus on the Immortal Path and unwavering ambition, both I and the leaders above admire you.”

“So to encourage you, they specifically approved a bonus for you.”

Hearing the word bonus, Zhang Yu’s eyes lit up instantaneously; money was what he lacked most on his path to immortality.

But when he saw the Red Envelope Talisman flick from Deng Bingding’s fingertip, Zhang Yu’s expression changed suddenly.

Damn, even the bonus is usury?

Are they ripping off students right from the start?

Zhang Yu couldn’t help but curse.

Deng Bingding spoke again, “This is a 300,000 interest-free loan, after you receive it, just repay 5,000 every month for a total of 60 months.”

Seeing the flying Red Envelope Talisman, Zhang Yu immediately felt his previous thoughts were shallow.

He hurriedly accepted the red envelope respectfully: “Thank you, examiner.

How should I address you?”

Deng Bingding said indifferently, “You can just call me Deng Youshen.

I am the examiner for your Foundation Establishment Exam cohort.”

“Your performance caught the attention of those above, practice well in the coming year, and strive to pass the Foundation Establishment Qualification Certificate next time.

Once you reach the second layer, your future will be promising.”

Clearly, based on Zhang Yu’s mana, body, martial arts, and other data, Deng Bingding did not think Zhang Yu could pass this round’s Foundation Establishment Qualification Certificate.

Zhang Yu understood that, in fact, this was the case for most high school first-year students, and he could hardly dispute it.

At present, Zhang Yu respectfully said, “Thank you for your guidance, Deng Youshen.”

Deng Bingding nodded: “You may leave.”

The next moment, Zhang Yu felt a large hole open beneath his feet, causing him to fall into it.

…

When Zhang Yu regained his senses, he was already back in the station’s restroom stall.

Cautiously opening the stall door, he stepped outside, observing the surrounding crowd.

Zhang Yu thought to himself, “Is it really over this time?”

A moment later, when Bai Zhenzhen emerged from the women’s restroom and the two exchanged a few words, they finally confirmed that the Daoist Heart Test was truly over.

Bai Zhenzhen had also received a bonus, which was a 150,000 interest-free loan.

Bai Zhenzhen sighed with relief, “Who would have thought there’d be a bonus for the test?

The exam reform is quite beneficial.”

This bonus allowed the previously depleting savings of Zhang Yu and Bai Zhenzhen to breathe a sigh of relief.

However, they didn’t dare linger in the high-cost Xiandu City, and both boarded the train for their return journey.

While Bai Zhenzhen went to the restroom, Zhang Yu squeezed the bead around his chest.

The next moment, Fu Ji’s groggy voice echoed in his mind, “Hmm?

It’s over?”

…

Before coming to Xiandu to participate in the Foundation Establishment Exam.

Zhang Yu was somewhat hesitant about bringing along Fu Ji for the exam.

On one hand, although Fu Ji seemed harmless to him now, Zhang Yu deeply remembered her identity as an Evil God and the process of her granting his wish.

He didn’t dare let her roam free, giving her a chance to escape his control.

On the other hand, participating in a competition watched by the True Gods meant he had to worry about Fu Ji being discovered or the possibility of her ritual power being exposed.

However, during Zhang Yu’s hesitation, Fu Ji suggested that he could bring her along and stated: “If I speak or interact with the outside world, my presence might indeed be discovered.”

“But if I withdraw my consciousness and thoughts, giving up all external perception, it would be equivalent to a dead object, enough to fool a Foundation Establishment Exam.”

“We are in the same boat now; if something happens to you, I’m done for too; I definitely wouldn’t deceive you.”

“The True Gods have talismans, while we Evil Gods have rituals.”

“Compared to making money, we might not be as skilled as the True Gods, but when it comes to hiding and avoiding detection, how can the True Gods compare to us Evil Gods?”

“If not, the Evil Gods that infiltrated Kunxu would have been caught long ago…”

The reason Fu Ji was willing to say this to Zhang Yu.

On one hand, she knew that Zhang Yu had not genuinely trusted her until now.

Persuading him to leave her outside would only increase his suspicion, destroying even the small amount of trust they had managed to build.

From another perspective, Fu Ji now regarded Zhang Yu as a highly promising stock investment.

“From my years of investment experience, going to great lengths to deal with Zhang Yu now and causing internal strife is like selling a promising stock before it has appreciated much, which is a taboo in investment.”

“For such a promising stock, one must be patient, hold it tightly…just like with Zhang Yu; now it’s the time to assist him, further gain his trust, and seize the opportunity to grow the pie together.”

“Only after he truly grows, it will be time to consider reaping the rewards.”

“Besides, I have already completed the ritual with him, holding a significant advantage in this regard.

Why engage in early internal conflict?

The future is long…”

…

At this moment on the train.

The awakened Fu Ji said, “Although we were not discovered this time, there were moments when I felt the sea of consciousness tremble, as if some divine power was surging outside.”

“This Foundation Establishment Exam you participated in was quite high-level.”

Fu Ji sighed, “If you truly pass the Foundation Establishment Qualification Certificate, you will certainly attract more attention from the True Gods.”

“To ensure safety, hiding me and the ritual deeper, you should help me hunt my colleagues soon.

By then, I will recover some power, enabling even greater concealment abilities, and your potential can be further enhanced.”

“That boss behind Mo Tianyi is definitely related to my colleagues; you can deal with him first.”

This is another goal of Fu Ji, using this opportunity to urge Zhang Yu to hunt Evil Gods again.

Zhang Yu didn’t reply, but he was already quite tempted in his heart.

Of course, it wasn’t just because of Fu Ji’s persuasion but also due to the gaps he sensed from those in the second year high schoolers in Xiandu this time.

“The strongest second-year students in this Foundation Establishment Exam have already nearly reached the Qi Refining Limit.”

“In another half year, likely more students in this exam will have trained their Dao Heart, mana, and bodies to the Qi Refining Limit.”

Zhang Yu knew that to deal with these students who have perfected high school achievement, he must also push his various metrics toward the peak of Qi Refinement.

“To stimulate potential and upgrade Yu Shu…how could I not want to do such a thing?”

But that poor leader is likely now a second-year student at White Dragon, backed by an Evil God, even winning competition rankings, his strength might already be at a third-year level.

To interact with him, Zhang Yu would have to ensure his strength reached the third-year standard first.

“Strength…ultimately, it still requires greater strength.”

“And to gain more strength, besides upgrading Yu Shu, I can only rely on money.”

“Do I have to spend more time making money?”

Zhang Yu hesitated; he had already spent too much of his practice time on part-time jobs to earn money.

Although he received a 300,000 interest-free loan, it was still insufficient compared to various cultivation expenses.

Just then, Bai Zhenzhen returned from the restroom and curiously looked at Zhang Yu, “Yu Zi, why are you staring at your phone in a daze?”

Zhang Yu said, “Azhen, the more I work part-time, the more I realize one thing.”

“Part-time jobs won’t make you rich.”

“Especially when trying to pass the exam, relying on the money we earn from part-time work is even slower.”

Bai Zhenzhen said, “Isn’t that obvious?

If part-time jobs could make you rich, would there still be jobs for us?”

Zhang Yu continued, “To make big money, you have to rely on borrowing.”

“Borrowing is the fastest way for the young people in Kunxu to earn money.”

If before Zhang Yu still wanted to accumulate strength without borrowing, this time, after witnessing the level of the Xiandu Masters, he felt even more pressure.

Especially with the urgency of hunting Evil Gods.

All of these required him to boost his strength over the next half-year, further accelerating his cultivation.

And the first method he thought of, also the most common in Kunxu, was borrowing.

Bai Zhenzhen looked at Zhang Yu seriously and said, “Yu Zi, you said that just hit the nail on the head for me.”

“After seeing so many Xiandu Masters in the exam room, I realized that we weren’t pushing hard enough before.”

“If we continue working and cultivating 24 hours a day and keep lying flat like this, how can we compete with the Xiandu Masters?”

“Let’s do it, Yu Zi!”

“Our credit ratings must have risen in recent months, and the credit limits should have risen significantly too.”

Bai Zhenzhen also took out her phone, opened the platform, and took a deep breath: “Let’s completely leverage our Immortal Dao potential in one go!”

Next moment, with a flurry of clicks on their phones, the numbers in their bank accounts changed dramatically.

At this instant, Zhang Yu felt as if he saw rivers of money pouring in, flooding into his body, frantically boosting his Immortal Dao potential.