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Chapter 528 - 528 528 The Storm Rages!

528: Chapter 528: The Storm Rages!

A Terrifying Crisis!

528: Chapter 528: The Storm Rages!

A Terrifying Crisis!

Drip…

The piercing alarm sounded like the shriek of death.

The violently shaking ECG suddenly became a flat line.

Yuan Shikui collapsed with a crash, angered to the point of cardiac arrest.

Inside the nurse station.

The cardiac monitor alarm was triggered, immediately setting off the alarm within the station.

On the control console, the warning lights for the ward numbers were flashing wildly.

“Quick!

Yuan Shikui’s heart has stopped!”

The duty nurse immediately announced loudly.

In an instant.

Many medical staff rushed to the ward.

“Prepare for cardiopulmonary resuscitation!”

“Prepare the defibrillator!”

“Prepare the cardiac stimulant injection!”

…

Sizzle…

Bang!

Sizzle…

Bang!

Again and again with electrical shocks, again and again with resuscitation compressions.

Yuan Shikui lay there like a dead fish, his eyes bulging and staring emptily at the ceiling.

No breath!

No heartbeat!

More doctors arrived.

The ward instantly became extra chaotic.

It’s just as they say, the more people, the more confusion.

The developments of Yuan Shikui’s condition were certainly the trendy, hot topic of the moment.

And here it was.

No sooner had he been resuscitated than reporters disguised as patient family members, wandering the corridors, quickly released the news.

Since the video of Yuan Shikui in a dreadful state was leaked last night, countless people had developed an interest in him and Tianyuan He Ying Credit Co.

Now.

The sudden turn for the worse in Yuan Shikui’s condition, leading to aggressive medical intervention…

this was definitely explosive news!

Once the news was out, it indeed caused an uproar.

This time.

The shadowy backers of Yuan Shikui were getting restless.

Because this was exceedingly bad news.

There were already especially many customers frantically withdrawing their funds.

With the aggravation of Yuan Shikui’s condition, the panic among the users would surely escalate.

If the remaining millions of users kept withdrawing crazily, then…

Where would the money come from to honor these withdrawals?

Some rejoiced while others fretted.

Those who had been severely tricked before were now overjoyed.

Eagerly sharing the news, they piled on with exaggerations to celebrate.

In no time.

All sorts of rumors were flying around, such as:

Yuan Shikui was critically injured and beyond saving, resuscitation was useless, he was already dead!

Tianyuan He Ying Credit’s cash flow had broken down, powerless to meet the withdrawal demands of its users!

Tianyuan He Ying Credit exploded with major management flaws; investors withdrew too much in profits, borrowers saw their debts reduced, everyone was making a killing!

…

Rumors abounded!

Panic increased!

The company’s internal investigation revealed significant issues with the financial system.

For some customers with larger loans, paper files had naturally been established.

And what happened?

The paper records and system data didn’t match up at all.

By tens of thousands, sometimes by hundreds of thousands.

Many loan customers had their debt ‘mysteriously’ lightened or even dissolved.

But what’s strange is that the financial system was secure and stable, with no signs of being compromised.

Moreover, if it had been hackers causing chaos, why not delete all the loan data?

The losses would have been even more severe.

Could it be…

Just as the rumors said, was this the doing of someone inside the company?

There weren’t many with system administrator access, but they were all core technical staff, supposedly trustworthy.

But…

You can’t see into someone’s heart, who knows who is truly loyal?

You can’t cut open a heart or break open a head to check.

What to do?

The situation is as precarious as a pile of eggs on the verge of toppling, what should we do?

The company’s urgent announcements were of no use.

At the hospital, Yuan Shikui was indeed still in critical condition.

And among the public, panic had spread like wildfire, the rush to withdraw funds growing more intense.

The money that needed to be paid out was exploding.

The company couldn’t just not pay, and didn’t dare put up a ‘real-time withdrawals not possible’ alert, for fear of heightening people’s panic.

All they could do was indicate ‘due to the high number of withdrawals, funds are expected to arrive within 24 hours’.

Such a message could soothe people’s hearts slightly.

But as long as they hadn’t gotten the cash in hand from withdrawals, people were always suspicious.

It hadn’t even been half an hour since Yuan Shikui was rushed into emergency care, and the internet was already boiling over.

Many people were spreading ‘facts’ on their mobile phone social circles, that it was already impossible to make timely withdrawals.

Posts with pictures and videos claiming to show the truth, even the major online platforms didn’t dare block them.

Even if they did block them, people would still call and message each other privately, quickly spreading the word.

As a result.

Those middle-aged and elderly people who put their money into the Tianyuan He Ying Credit app, earning a few cents or a few dollars daily, didn’t want to lose out big for little gain.

They joined the ‘withdrawal’ army en masse.

This time, it was truly a rush.

Although Tianyuan He Ying Credit had massive forces behind it, and its interests were entangled like vines,

it was, after all, a credit intermediary.

Borrowing money with one hand, lending it out with the other.

They didn’t dare ask for early repayment on the loans they had given out, but those who had lent them money were now frantically demanding their own money back.

The most infuriating part was that the amounts they had to repay were wrong—they appeared to be more than the actual debt.

If an average user was given an extra hundred, for a million users that meant a loss of a hundred million!

What’s more, the more someone invested, the stranger the increase in their funds, with some people gaining tens of thousands out of nowhere.

Everyone withdrawing frantically was like shearing wool off sheep.

It put Tianyuan He Ying Credit in an extremely difficult position.

Pay out?

There wasn’t much money left, and the more they paid out, the deeper the losses!

Refuse to pay?

That will only intensify the public’s panic, and people with extreme views have already reported it to the authorities.

What’s more, some are shouting about going to various branches and offices to demand an explanation; if they don’t get their money, they’ll take things away as collateral.

If it were just one or two people shouting, it would be nothing; with the company’s powerful background and influence, there’s nothing to fear.

But now, there are tens of millions of people who are scared and eager to withdraw their cash.

The pressure is mounting.

The public wants to withdraw their money, and the officials want stability!

What’s most agonizing is…

Tianyuan He Ying’s encounter with this storm has even affected other credit institutions.

Other companies have also faced runs of varying sizes, and the credit industry, cultivated over many years, has suffered a catastrophic blow.

Everyone’s stocks have plummeted to the daily limit like a dive.

And Tianyuan He Ying Credit, the worst hit, simply requested an emergency trading halt.

That infuriated many investors wanting to sell their shares, who cursed in rage!

At that moment,

Many people loathed Wu Jie.

But the public didn’t care, in their frantic hurry to withdraw their invested money back to their own bank cards.

As a result, the banks are truly in love with Wu Jie.

Normally, because the interest rates are too low and can’t compete with those credit investment companies, it’s especially tough to attract deposits.

But now, suddenly the public feels that banks backed by the state are more trustworthy.

The current deposits at several major banks have been continuously increasing, a rare ‘cash deposit fever’ indeed!

Some people wish they could kill Wu Jie!

While others want to present him with banners of gratitude!

This sudden financial storm has severely battered the credit industry, bringing smiles to the faces of numerous people and banks.

…

Around three in the afternoon,

The numerous behind-the-scenes shareholders of the company finally couldn’t hold on any longer.

Their money doesn’t fall from the sky.

Nearly 300 billion has already been paid out, but there are still demands for withdrawals exceeding 400 billion, people queuing and waiting for payment.

Those who got their money are naturally happy because they’ve received extra!

Those who haven’t are obviously more anxious.

If they were to settle for less and meet all withdrawal demands, at least another 500 billion needs to be prepared.

500 billion!

Who will provide it?

Who has that much cash?

The Yincheng Muto Conglomerate, the company’s biggest backer, had already parted with several billion US dollars.

Any more and their years of work would have been in vain.

If the profits they’ve earned are regurgitated, are they supposed to dig into their own pockets as well?

The Yincheng Muto Conglomerate stopped providing funds, and like a domino effect, other shareholders followed suit.

Everyone invested in and holds stakes in Tianyuan He Ying Credit to make money, not to lose it.

Capitalists are greedy and selfish.

Being able to scrape money together for half a day was already commendable.

The capital chain has completely broken!

Because the company had already sold off all its assets that could be liquidated—deposits, bonds, stocks—in order to meet the withdrawal demands.

With shareholders refusing to contribute and no assets left to sell,

How can the company fulfill the withdrawal requests of its customers?

Should they force those loan customers to repay their debts prematurely?

Wouldn’t that offend people even more and cause greater instability?

The company offered promotions, enticing loan customers to repay early with low interest or even interest-free options, but to little avail.

Many are not in a hurry to repay; they’d rather the company hurry up and go bankrupt.

Since they haven’t defaulted yet and aren’t breaking any rules, and won’t be added to any bad credit records, what’s there to fear?

Without incoming funds, what about borrowing?

It’s a tragedy.

Banks that used to have close cooperation have all changed their tune now.

For various reasons, they’re stalling—simply put, they’re not lending.

What’s more, it’s not just Tianyuan He Ying Credit that needs the money; other organizations in the same industry are also in dire need of cash.

With each offering more generous conditions than the last, but banks are afraid to lend out, fearing sudden collapses.

There’s no money left!

Completely out of money!

After Yuan Shikui was resuscitated, the first news he received was that there was no money.

The company’s financial system was no longer trustworthy.

They had only absorbed a little over 600 billion from the public’s investments, and what now?

The amount already paid and waiting to be paid totals over 800 billion.

The hell with an extra 200 billion popping up—is it for handing out bonuses to the people?

And what’s worse,

Though they loaned out more than 500 billion, now the total comes up to just over 300 billion.

Two hundred billion just evaporated—are they treating the loan customers to benefits?

That would mean, after meeting all withdrawal demands and recovering all loaned funds,

The company would still be facing a loss of 400 billion!!

400 billion!

Yuan Shikui hasn’t even earned that much money over the years.

Even if he were to lose everything he owned, he still couldn’t afford such a loss!

What to do?

Calls to every major shareholder, but no one is willing to contribute any more money.

No one is a fool.

They know that the more they put in, the worse their losses will be.

Tianyuan He Ying Credit’s reputation is shot.

Even if they keep their promise and pay back all of the users’ money, will they still be able to attract deposits in the future?

Moreover, what about the clients who owe the company more than 300 billion—will they all honestly repay their debts?

Becoming a bad debt is inevitable!

There will be no shortage of defaulters unwilling to pay back their debts.

Sue each one to recover the money?

Millions of lawsuits…just thinking about it is damn terrifying!

Throughout history, there has been a saying among the Chinese of ‘the law does not account for the masses.’

If one person does something wrong, they feel fear.

If a group does it, they are emboldened.

And if it’s in the thousands or tens of millions,

Then they’re utterly ‘pigs not afraid of boiling water,’ with a ‘what can you do to me’ attitude.

Go ahead, sue us!

Send in local thugs to collect the debt!

There’s strength in numbers!

Against tens of millions of people, what can a nearly bankrupt company do?