Loser to Legend: Gathering Wives with My Unlimited Money System
Chapter 118: Using 1.4 Million Coins

Chapter 118: Using 1.4 Million Coins

Xavier checked the server clock. There was still a cooldown before the next raid. "How many raids are left today?"

Oliver glanced at his own screen. "Server’s online 24/7. Cooldown between raids is 45 minutes. Raid itself lasts an hour. That means 13 raids per day."

Xavier nodded slowly, doing the math. "And how many are left?"

"Three," Oliver said. "That’s including the one starting in forty minutes. The server will reset in 6 hours."

Xavier checked his system time and there was an hour left for his daily reset. But the game ran on Universal Mean Time.

"Lucas and Ethan will go again. Bet they’ll drag their whole squad in again too."

"Of course they will," Oliver said. "They’re gunning for level 100."

Xavier exhaled sharply and closed the leaderboard. "Then I’ll join again too. I’m not gonna let them reach level 100 before me. I’ll grind ’em into the ground."

Oliver grinned. "Alone again?"

Xavier turned to him. "Nah. You’re coming with me this time."

Oliver raised an eyebrow. "Bro, I told you. I’m done with raids. Burned out. I already joined three times. Last one gave me like crumbs."

"I’ll carry you," Xavier said, deadpan.

Oliver stared at him for a beat.

And then burst out laughing. "You’ll carry me? You’ve been playing this game for like, what, three hours?!"

"Doesn’t matter," Xavier smirked. "You said it yourself—I’m better than you."

"Only ’cause you’ve got mythics falling out your ass," Oliver shot back, still grinning. "No way you’d be this OP with starter gear."

Xavier just shrugged. "Doesn’t change the result."

Oliver grinned wider, then sighed in defeat. "Alright. I’ll join."

He held out a finger. "But only if you promise to ruin those two. Like properly—publicly fuck them over. Make it hurt."

Xavier tilted his head and smiled.

"Oh, trust me. That’s the plan."

Xavier crossed his arms. "What now? Got forty minutes to burn."

Oliver rubbed his chin. "Wait... did you ever use the coins you topped up?"

Xavier blinked. "Nope. Where the hell would I even use them?"

Oliver grinned. "Oh, bro. Coins are the real power here. You can buy anything—items, properties, premium buffs... hell, even pull gachas."

Xavier’s eyes gleamed. "You mean I can pull more mythics?"

"Yeah," Oliver nodded. "Exchange coins for tickets, then pull. One hundred coins equals one ticket. Which is like... a hundred bucks."

Xavier chuckled darkly. "I’ve got 1.4 million."

Oliver choked. "What the f—?! That’s fourteen thousand tickets!"

"Yup," Xavier said, casually opening his wallet in-game. "Let’s go break the system."

They headed straight to the merchant plaza, and as soon as they stepped in, a few nearby players did a double take. Word had already spread. The guy who carried the raid solo? Yeah, he’s back. And he’s got money.

Xavier walked up to the Gacha Terminal, exchanged the full stack of coins into 14,000 tickets like he was buying chips at a casino, then strolled over to the Event Wheel.

Oliver explained as they walked. "The game has four major events every year. Every event drops a new mythic. It’s been running ten years now. So, forty mythics in total. You already pulled twelve before."

Xavier raised an eyebrow. "So there’s still twenty-eight left."

Oliver nodded. "Yup. And above mythic, there’s transcendent. But those only drop during the galactic yearly event. Not Earth server. That’s, like, once a year, and it’s an all-server brawl."

Xavier rolled his shoulders. "I’ll get there."

"The game is also updated each month which brings a new legendary item with every update, and in one year and 12 updates, the legendary set would be completed, giving extra benefits and buff if someone had the entire 12 pieces/items of the set."

They stopped in front of the massive Event Plaza. Giant screens showed item banners and limited pulls glowing in golden animation. Xavier stepped onto the platform.

A few players were already pulling. A few looked over. Then more heads turned. Then whispers.

"Wait... is that—?"

"That’s the guy from the raid!"

"No way he’s pulling again."

"Bro, he’s got thousands of tickets!"

Xavier didn’t even hesitate. He walked to the pull console, opened the interface, and hit [100x Pull]. Then again. And again.

The wheel spun. Lights exploded. Gold rays burst out from the relic chamber every few seconds.

Mythic... Mythic... Mythic... Legendary... Mythic.

Xavier didn’t wait. He skipped the animations.

Boom. Boom. Boom.

Every five seconds—another 100 pulls.

Crowds formed like wildfire. Dozens became hundreds. Then thousands. Players packed the entire plaza, some climbing up ledges just to watch.

"What the hell is going on?"

"He’s skipping animations!"

"Dude pulled a mythic and didn’t even flinch!"

Kids screamed. Streamers broadcasted. One guy livestreamed on three channels. And Xavier? He just kept clicking.

Fifteen minutes passed.

All 14,000 tickets—gone.

In his inventory?

[MYTHIC x25]

[LEGENDARY SET (Complete) x6]

[High-Grade Potions x1200]

[Special Relics x8]

[Event Tokens x999+]

It was absurd.

Xavier quietly opened his inventory and hit [Auto-Equip]. Stats exploded. Buffs stacked. Visual effects swirled around his avatar like he was dipped in a nebula.

Xavier opened his status window again.

And his jaw almost dropped.

His stats had tripled.

Not doubled. Tripled.

His level?

[LEVEL UP! x15]

Now sitting at Level 80.

And that wasn’t all.

He opened his inventory again, dragged everything below Epic into the sell tab, hit [Confirm], and watched another round of notifications flood his screen.

[LEVEL UP! x10]

[Current Level: 90]

Oliver stood there wide-eyed. "You just skipped ten years of grinding in, like... twenty minutes."

Xavier shrugged. "Feels good."

Then he turned to the crowd and smirked.

"I’m selling everything I don’t need. Epic and Legendary. Get in line."

The plaza exploded.

Players scrambled. Some ran. Some begged in chat. Others started bidding before Xavier even opened the trade window.

Xavier didn’t know prices—so Oliver stepped in like a true hustler.

Oliver opened a floating auction tab and started calling out bids, naming prices, managing trade queues.

"Healing Cloak, Legendary—going once, going twice... SOLD. 40k."

"Bloodveil Ring—limited pull—SOLD. 22k."

"Nightshade Mantle, SOLD!"

In twenty minutes, Xavier’s inventory had been cleared out—and his wallet?

[+700,000 Credits]

And of course, he kept a full legendary set for Oliver. The one he didn’t need anymore.

"Put it on," Xavier said.

Oliver hesitated. "I—bro, this is—"

"Put it on or I’m logging off."

Oliver groaned, but there was a smile under it. "You manipulative bastard."

Xavier distributed his stats points.

[Current Level: 90]

[Available Stat Points: 0]

[HP: 38,200]

[MP: 21,600]

Strength: 100 (+2,300)

Agility: 100 (+1,850)

Intelligence: 100 (+2,500)

Endurance: 100 (+3,200 HP, +1200 Defense)

Dexterity: 100 (+40% Attack Speed, +25% Move Speed)

Luck: 100 (+15% Crit Rate, +20% Loot Quality)

Magic Resistance: +250

Fire Resistance: +300

Water Resistance: +350

Evasion: +400

Stealth: +300

Lifesteal: +25%

Mana Regen: +80%

Cooldown Reduction: +25%

Flight: Enhanced

Teleport: Extended Range

Skill Fusion Boost: Enabled

Relic Sync Bonus: +100%

The aura around him had shifted too. Not just visual FX. His entire presence was warped — almost divine. His armor shimmered like a black hole dipped in starlight. His sword had a trail of fragmented void energy following it with every twitch of his fingers.

Then it happened.

RAID EVENT STARTING SOON — 30 SECONDS UNTIL TELEPORT]

The plaza went quiet. Then wild.

Everyone who signed up tensed. Armor glowed. Weapons clicked. Chat blew up.

But this time, Xavier wasn’t alone.

Oliver and Xavier stood side by side, facing the portal that would rip them into chaos.

Xavier rolled his neck, cracked his knuckles, and smiled.

"Let’s go fuck them up."