Contract Marriage: Billionaire and His Deaf Wife
Chapter 207: Gu Jinrong’s Sharpness Fully Revealed (3)

Chapter 207: Chapter 207: Gu Jinrong’s Sharpness Fully Revealed (3)

"Yes, it was at another branch. But, the loan there was halted. It’s said that now the branch manager is also overseeing that branch, so I’d like to ask the branch manager to think of a solution."

"Right," Bank Manager Zhuang seemed to remember the incident as he spoke, "You’re referring to the intra-bank cross-inspection, aren’t you? The project at Mingyue was one I discussed with the branch managers over there and decided to pause."

Upon hearing this, Gu Nuan and Tang Qingzhong realized why they had to go out of their way and not ask Mingyue’s local branch managers for help. Since it was the man before them who had ordered the stop, it would likely be difficult for the branch managers there to go ahead with financing Mingyue, adhering to the guidelines set by the head office.

Otherwise, given that Changda’s headquarters was located there and had a very close relationship with the local banks, Xiao Jianming could have easily gotten the local branches’ agreement just by speaking up.

Chen Jiaming said, "We’re aware of Bank Manager Zhuang’s concerns, and we’re here precisely to alleviate them."

"You’re talking about my concerns?" Bank Manager Zhuang raised his eyebrows, very solemn, and adopted a dismissive stance regarding what Chen Jiaming had said, "No, I’m merely a banker who abides by the rules. The mutual inspections between branches are for one purpose only, to prevent corruption within the bank, to comply with the directives from the head office and to eliminate any possibility of occupational corruption."

Chen Jiaming knew he had misspoken as soon as the other party had finished.

It was clear that Bank Manager Zhuang was not the friendly figure he had initially appeared to be; rather, he was a tough nut to crack with an exterior that could deceive.

"To be honest with you, Director Chen," Bank Manager Zhuang spoke, "I came to see you because, according to the bank’s rules, I cannot deny you this opportunity. As for the proposal you submit to lift our bank’s cessation of the loan for your project, I will still adhere only to the rules. I am not like Manager Zhong; I am not familiar with your chairman."

Chen Jiaming, somewhat provoked by the other’s response, hesitantly asked, "Before, we heard from Manager Zhong that it was Manager Guang’s suggestion—"

"Manager Guang?" Bank Manager Zhuang’s expression grew more nuanced, "Manager Guang was transferred away just recently, weren’t you aware?"

"Transferred? When did that happen?"

"A little over half a month ago. Indeed, the initial suggestion to halt Mingyue’s funding came from Manager Guang to Manager Zhong. But after I took over, I agreed with Manager Guang’s decision, so there has been no change. Simply put, your company wants to borrow money, but our bank has provided financial guarantees to depositors; we can’t just let their money get thrown away into the river, can we?"

At this point, it was practically a confrontation.

A bank has a very specific nature, and anyone who has ever borrowed or saved money with a bank knows it all too well. A bank is a vampire, drawing profit from both sides, a major driving force in making money from money.

Of course, bankers are always well-dressed, presenting themselves as upright and honorable.

Companies and individuals driven to bankruptcy by banks are all too common.

In fact, a bank is one of the most ruthless and unfeeling machines in the world, devoid of compassion and warmth.

Gu Nuan had heard her teachers criticise bankers harshly even back when she was in school, so she had not expected Chen Jiaming to try and use Li Changzhi as a mediator to pull strings at this juncture.

If it had been any other project instead of Mingyue, perhaps calling in personal favors wouldn’t have been so difficult. But since it was Mingyue, a notoriously troublesome project well-known within the circle, expecting a bank, solely interested in money and not sentiment, to change its mind was impossible. To think that one could use personal relationships to alter the course of a machine was, everyone knew, out of the question.