City’s Best Divine Doctor
Chapter 535 - 536: Another Trouble for Shen Yueru

Chapter 535: Chapter 536: Another Trouble for Shen Yueru

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Shen Yueru recently encountered two troublesome matters. The first, a design issue regarding summer lingerie that occurred in the morning, was effortlessly resolved by Ye Qiu.

There was another matter, similarly linked to the development of Xingyue Group.

According to the cooperation agreement between Xingyue Group and a Jinling branch of Jiangnan Bank, Jinling Bank was to provide Xingyue Group with ten billion in low-interest funds for liquidity.

However, this lending agreement, initially signed before the Spring Festival, has now entered summer, nearly four months later, and it seems that the Jinling branch of Jiangnan Bank has not yet shown any intentions of transferring the loan into Xingyue Group’s financial account.

Whether a company is large or small, generally speaking, the more operating capital it has and the more it can borrow from banks, the less it needs to worry about company problems.

On the one hand, ample operating capital can prevent issues with the capital chain. On the other hand, a company can use sufficient operating capital to undertake various tasks in a timely manner.

This is the case for Xingyue Group as well, which almost every year secures from ten to twenty billion in operating funds from the banks; and this year, Xingyue Group’s operating funds are still considered ample, hence they only sought a loan of ten billion for operating capital.

If it had been any other year, the bank would have transferred the funds to Xingyue Group’s finances already, but this year, not only has the transfer not occurred, it has been delayed for such a long time.

Shen Yueru couldn’t understand the reason, but as the group’s CEO, she had no choice but to discuss the matter with the president of the Jinling branch of Jiangnan Bank numerous times – whether it was using the tight bank quotas or upper-level banking policy issues as excuses for the delay.

Although Shen Yueru was not currently in urgent need of the money, and the group’s operating funds were still adequate, she was concerned about the possibility of unforeseen issues arising where the current operating capital might not suffice. Therefore, she still hoped that the Jinling branch of Jiangnan Bank could transfer the loan as soon as possible.

Shen Yueru knew of Ye Qiu’s capabilities and his extensive network – even knowing the mayor, Li Yingjun, with whom he was very familiar. She believed that if Mayor Li simply made an inquiry, the bank president would transfer the money immediately.

Of course, Shen Yueru didn’t plan on Ye Qiu using Mayor Li’s connections; she just wanted to ask him if there was any way to resolve the issue.

To her surprise, now Ye Qiu didn’t want to discuss business during a meal. If she had known this earlier, she wouldn’t have wasted money on the private room and would have opted for dining in the main hall instead.

The waitress brought over the couple’s set meal that Shen Yueru had ordered. As she sat there cutting her steak, she seemed somewhat dispirited.

Ye Qiu was silent, skillfully slicing the steak before him.

Shen Yueru guessed that Ye Qiu must frequently eat Western food, which is why he used the knife and fork so adeptly.

The atmosphere in the private room seemed somewhat oppressive. With Ye Qiu not speaking and Shen Yueru not speaking either, the two just drank red wine and ate steak.

After Ye Qiu finished eating, he said, "Alright, what’s the matter?"

Shen Yueru felt even more that Ye Qiu was putting on airs, only now finally speaking up; she had been growing impatient.

"Forget it, I won’t talk to you about it."

Shen Yueru didn’t know if she was angry, but suddenly she didn’t feel like talking to Ye Qiu anymore.

However, this matter also seemed to involve her sister, as Shen Xingru was the chief financial officer of Xingyue Group, the head of the finance department.

Currently, as the funds from the Jinling branch of Jiangnan Bank had not yet been disbursed, Shen Xingru, in her role as the financial director, must also be anxious.

But even though Shen Xingru was anxious, it was useless; she still had to take out time to see her son, Zhang Zhizhi.

"This is related to my sister too."

Shen Yueru suddenly said.

"Really? What’s the matter?"

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Upon hearing it was about Shen Xingru, Ye Qiu immediately asked.

Shen Yueru was extremely frustrated in her heart. If she had known it was like that, she wouldn’t have wasted her words earlier. Of course, she could see that Ye Qiu must have had some unspeakable secrets with her sister; otherwise, why would he care so much about her sister?

"Initially, the group company had a loan cooperation agreement with a Jinling branch of the bank near Xingyue Group in Jiangnan. It’s been several months now, and that loan still hasn’t been disbursed."

"How much?"

"Ten billion, as credited by the bank, mainly as a low-interest loan. If Xingyue Group urgently needs the money and the company’s working capital is not sufficient, then this ten billion becomes very important."

Whether for an individual or a company, having as much cash available as possible is definitely better.

"Ten billion? That’s not a small amount."

For Ye Qiu at that time, he had just surpassed a billion in income range. However, when talking about ten billion, that was not something so easily earned.

"For Xingyue Group, it’s not considered a lot."

Although Xingyue Group hadn’t gone public yet, its market value had already reached hundreds of billions. Ten billion in working capital really wasn’t much for such a group company.

"Wasn’t there a contract?"

"The contract was definitely signed, to no avail."

With banks like these, being state-owned enterprises, private companies trying to sue state-owned ones is definitely a dead end. Therefore, Shen Yueru knew lawsuits were futile. Even if there was a contract, the law would most likely side with the bank at that time.

Ye Qiu, however, said nothing.

After Shen Yueru finished eating and noticed that Ye Qiu remained silent, thinking he couldn’t solve the problem, she felt somewhat disappointed.

"Take me to meet the bank president later!"

Ye Qiu said indifferently.

The two of them sat in the private room for about another half an hour. Shen Yueru was also worried that Ye Qiu driving after drinking could affect him since it was considered drunk driving. If Ye Qiu was a bit intoxicated, there might be problems later on.

However, she had also just drunk.

"Are you okay to drive after drinking?"

Without saying much, Ye Qiu circulated the Primordial Five Emperors Technique. The alcohol fumes and buzz immediately vanished, turning into a puddle of urine.

When they went outside, Shen Yueru pulled out her bank card to pay the bill. Just as they were leaving, Li Yingjun, without having gotten Shen Yueru’s consent to his invitation, invited another female designer from the company.

The female designer was also not bad-looking, about a six out of ten, and with a little makeup could pass for seven. Normally, this female designer had been pursuing Li Yingjun, but he had ignored her. When Li Yingjun invited her this time, she was certainly very willing.

However, she realized that when talking with Li Yingjun at close range, she could smell an unpleasant odor of halitosis, and his body odor was also noticeable, especially within a two or three-meter radius, it was particularly evident.

Having just sat in the passenger seat of the car, she was acutely aware of Li Yingjun’s halitosis and body odor, but it seemed she did not mind. She had pursued Li Yingjun for such a long time, and now that Li Yingjun was giving her a chance, she would surely cherish it.

She even planned to find some effective medicine for Li Yingjun to treat his halitosis and body odor after dinner, perhaps even manage to cure him of these issues.