Becoming a Russian Oligarch After Rebirth
Chapter 1109 - 954: Changing Destiny_2

Chapter 1109: Chapter 954: Changing Destiny_2

Wang Ye nodded with interest and asked, "So you want to start your own real estate company? Ten million is a bit tight, but it should be enough to start with small projects in a small city."

If Wang Dongdong really wanted to start a real estate company, Wang Ye wouldn’t say much, but he wouldn’t think highly of her decision.

Because there was a high likelihood that three years later, Wang Dongdong wouldn’t be able to repay the money at all. A real estate project, from acquiring the right land to laying the foundation, building, and selling to generate returns...

The whole process could barely be completed in three years.

And ten million wasn’t enough for any large projects and it wouldn’t even be possible to gain a foothold in the capital city of the province; one could only go to the cities below.

That year, the real estate market in first and second-tier cities hadn’t fully developed yet, let alone those in lower-tier cities.

Therefore, Wang Ye was not optimistic about Wang Dongdong starting a real estate company.

...

However, Wang Dongdong shook her head, "I don’t have the ability to start a real estate company. Although I haven’t been in the industry long, I still know a bit. Just take our provincial capital, for instance, getting a piece of land there requires quite a lot of money, and even if you have the funds, a good location requires connections too!

So I don’t want to get involved in that mess.

My idea is to do property intermediation!

This industry is considered a... yes, a Light Asset Industry!

It’s a trendy term now.

The real estate market isn’t just about selling commodity houses; there’s also the rental market, and this sector is also extremely large.

Like myself, I studied at a university in the provincial capital and naturally wanted to stay here after graduation.

That means I need to rent a place!

There are many young people like me in the capital city of the province, and most of my colleagues are renters; there is a huge market demand here.

But from what I’ve observed, there aren’t any large-scale intermediary companies here, just some small shops that only operate in a few nearby neighbourhoods.

So I think there is a lot of potential in the rental market.

It only requires us to open more branches and hire more personnel to gain a size advantage.

By then, my agency will control more housing information, have more branches, and be more well-known, naturally attracting more landlords to list their properties with us for rent, and renters to seek our help for finding homes..."

Wang Dongdong enthusiastically explained her idea and how she could grow and strengthen the intermediary company to Wang Ye and Zhang Xiaoxi.

It was clear that this was not a spur-of-the-moment idea, but one that was well-considered.

The things she talked about were quite operational. If Wang Ye were to start an agency, he would probably go about it this way too.

"So, with this ten million as seed funding, I can start from a high point, directly use the scale advantage to capture the market, and take over the rental market in the provincial capital...

Ah, I’m sorry, I’ve talked too much."

As she spoke, Wang Dongdong suddenly realized something and quickly stopped, apologizing to Wang Ye.

These were just idle thoughts she had since entering the industry.

Speaking so confidently in front of a big boss like Wang Ye felt like showing off her modest skills in front of an expert...

...

Wang Ye smiled and comforted her saying:

"It’s okay, you have clear thinking, and I also think this plan is feasible.

Since you’re determined, take this ten million."

Wang Dongdong quickly borrowed a piece of paper and a pen from Zhang Xiaoxi, writing down an IOU earnestly.

It stated that she had borrowed ten million in cash from Wang Ye today, and in three years, she would have to pay him back a total of twelve million, one hundred and twenty thousand, principal and interest included!

After writing it, she solemnly handed the IOU to Wang Ye with both hands.

Wang Ye took it and casually passed it to Zhang Xiaoxi, jokingly saying, "This money is under your supervision now; you’ll be responsible for collecting the debt three years from now."

Zhang Xiaoxi also nodded with a smile and said there would be no problem, she would make sure to stay in touch with Wang Dongdong over the next three years.

Wang Dongdong smiled until her eyes grew moist.

She understood that both her old classmates were only trying to help her, and they didn’t care much about the ten million.

Obviously, someone who could easily come up with ten million in cash, just how high their wealth could be, she didn’t even dare to think about it.

But she became even more curious.

Looking at the way Wang Ye and Zhang Xiaoxi talked, their relationship must be quite good now, definitely more than just old high school classmates.

And among the two, it was clear that Wang Ye took the lead, with Zhang Xiaoxi having a bit of a "well-behaved" air, which was not like the old class leader she knew!

The money was also provided by Wang Ye. According to what Zhang Xiaoxi just said, this amount of money was nothing to Wang Ye.

Plus, when they just met, Wang Ye said that he had just come back from Moscow and would continue to "hang out" there...

Putting together all these pieces of information, Wang Dongdong could not draw many conclusions.

But one thing was certain: Wang Ye must have made a fortune in Russia!

As for what kind of business he did, that was unclear...

Although curious, Wang Dongdong also knew better than to pry; she understood that some things, if not meant for her to know, should not be inquired about!

...

After the meal, Wang Ye and Zhang Xiaoxi bid farewell to Wang Dongdong, saying they wanted to take a walk around the old city district.

Watching the two of them get into that shiny black Mercedes and speed away, Wang Dongdong stood by the roadside, her hand raised for a long time without putting it down.

It was only after the car turned a corner and disappeared from sight that Wang Dongdong finally lowered her arm.

She pressed her hand against the thin envelope in her pocket, feeling its presence, and only then did Wang Dongdong believe everything was real and not a dream!

Subconsciously stepping towards the direction of her company, Wang Dongdong suddenly remembered something and quickly stopped.

Although she had seen that cheque in the private room, indeed written for ten million, she had never handled such a large cheque before.

To be honest, she didn’t even know how to tell if it was real or fake!

Although it was highly unlikely, what if the cheque was a fake...

It wasn’t that she didn’t trust her old classmates, but having old classmates she hadn’t contacted for years suddenly find her, and without much conversation "give" her ten million...

This...

Anyone would find it hard to believe, probably feeling unsettled, wondering if there was a catch...

...

However, this problem was easily solved. The cash cheque given by Wang Ye was from the Industrial and Commercial Bank, and there happened to be a branch of the bank on this street. She could just go there and find out if it was real or not!

Wang Dongdong hurried towards the nearby Industrial and Commercial Bank. Upon arriving, she immediately sought out the lobby manager to explain her purpose.

Hearing it was a large cheque for ten million, the lobby manager didn’t dare to take it lightly. After carefully examining it himself and still being uncertain, he called over a colleague for further study, and then they directly contacted the issuing bank to confirm.

Finally, with a smile on his face and a respectful tone, the lobby manager said to Wang Dongdong,

"Hello, the cheque is real and there are no issues at all!"

Wang Dongdong’s eyes lit up as she quickly asked, "Then can I cash this amount directly? Oh, I don’t mean to withdraw cash, but to transfer it into my personal account."

The lobby manager immediately answered, "Actually, according to regulations, you must go to the issuing bank to cash this cheque. Oh, the issuing bank of this cheque is one of our branches in the capital city of the province, so you’d have to travel to the capital."

Before Wang Dongdong could ask further, she continued, "Of course, if you open a savings card at our branch and place the money with us, we will take care of all the procedures for you."

Wang Dongdong realized that the lobby manager wanted to bring in savings...

But these were all minor details, not important. What mattered most was that the cash cheque was real!

The ten million was real!

The debts of her family could be paid off, and her mom wouldn’t have to wake up early every day, pedaling a tricycle to the county town to sell vegetables.

And she herself wouldn’t have to hand out flyers every day like a clown, bowing and scraping before people!

Just a thin little slip of paper had changed her family’s fortunes, turned everything upside down...