I Have 10 Trillion Dollars only Usable For Simping
Chapter 741: Descendants will have their own blessings (Thanks for the tip!)_2

Chapter 741: Descendants will have their own blessings (Thanks for the tip!)_2

"Uncle Shi, you heard it right, it’s over sixty billion. And that’s a conservative estimate; the real figure could be even more," Jiang Chen said.

"And you only need me to contribute ten billion?"

Shi Zhenhua was genuinely puzzled.

In front of over sixty billion, what difference did one billion make, or even ten? It was utterly inconsequential.

"Uncle Shi, if Jin Hai has ample spare cash, it would certainly be better to contribute more. But if things are tight, ten billion will do. I’ll find a way for the rest."

Jiang Chen’s tone was very relaxed. His casual expression conveyed unmatched confidence.

Shi Zhenhua furrowed his brow. His usual composure couldn’t suppress an involuntary query, "May I ask where you intend to source the remaining funds?"

Jiang Chen took a sip of tea before responding with two words.

"Overseas."

Shi Zhenhua’s pupils shrank as he stared steadily at him.

Jiang Chen explained unhurriedly, "Shenzhou has always been one family. Although this project’s profits may not be very high, it is indeed a beneficial public service project. It might provide some assistance to those who are truly desperate in difficult times. Uncle Shi, I’ve known hardship as a child. This sum of money may seem insignificant, but it could save a person’s entire life. Furthermore, once An Xin Dai is established, it can fundamentally undermine those usurious lending platforms. That’s why overseas Chinese are willing to lend their support enthusiastically."

Shi Zhenhua silently tasted his tea, but his mind raced with thoughts.

The seemingly nonchalant speech held too much information.

He had long known of the young man’s mysterious background overseas—Lan Peizhi had returned safely from Goryeo thanks to it.

Yet the specifics had always eluded him.

Was a corner of the veil finally lifting now?

Overseas Chinese.

Shi Zhenhua maintained an impassive facade, "Jiang, sixty billion is no small amount..."

"Uncle Shi, I wouldn’t have approached you if I weren’t confident. To those who have wandered far yet still hold this land close to their hearts, money is just a string of numbers. The chance to contribute to the peace and happiness of Shenzhou’s people satisfies them more than earning any additional wealth," Jiang Chen responded, knowing he was being probed and offering a robust answer.

Then he went further, adding, "Uncle Shi, if sixty billion isn’t enough, they have indicated they will continue their generous donations."

Shi Zhenhua experienced a tumult of emotions.

Sixty billion.

For Jin Hai to come up with that kind of money, they might almost have to liquidate everything.

Yet from Jiang Chen’s tone, such a sum seemed trivial to those backing him—it sounded as if they were merely performing an act of charity with a flick of the wrist.

Just how vast was the wealth controlled by the entity behind him?

Shi Zhenhua’s grip tightened on his teacup, and he fell silent for a moment, then chuckled.

"Jiang, I need to thank you on behalf of Jin Hai," Shi Zhenhua said.

If Shi Qianxi could understand that, not to mention her father, who had led a life full of dramatic upheavals.

Ten billion in principal to take part in such a massive project was almost like incurring no cost at all.

Once An Xin Dai became the nation’s most popular lending platform, profits would become secondary. By then, Jin Hai’s influence and reputation would swell dramatically!

In other words,

It was a business opportunity of tremendous profitability!

"Uncle Shi, you’re too kind. Qian Qian and you have always been very supportive of me," Jiang Chen didn’t bother to conceal his gratitude.

After all, anyone with the slightest insight could see that his invite to Jin Hai Industrial to join was about sharing the pie. Any further explanation would only seem hypocritical.

Shi Zhenhua laughed heartily, holding his teacup, and with a touch of regret, he sighed, "The doctor says my current health doesn’t allow for drinking alcohol, otherwise I would love to have a proper drink with you."

"Tea can replace wine. Here’s to you, Uncle Shi," Jiang Chen raised his teacup.

The two antique Zisha teapots clinked together in midair.

"Jiang, although I don’t get involved much with the company’s affairs these days, I can make a decision on this project," Shi Zhenhua said.

"Thank you, Uncle Shi."

"Ah," Shi Zhenhua sighed after sipping the tea. He then lifted his hand to set down the cup, "For ten billion like you said, there’s no need to mention it. Since our overseas compatriots are so committed, Jin Hai, as a national enterprise, has an unshirkable duty. So here’s what we’ll do: I’ll contribute fifty billion on behalf of Jin Hai."

"Your generosity is truly admirable, Uncle Shi," Jiang Chen immediately said with a smile.

"Jiang Chen, you’ve become quite slick now."

Shi Zhenhua laughed.

The smile on Jiang Chen’s face remained unchanged as he rubbed the teacup, "I’ve graduated for so long, it’s about time I matured a bit."

"You, eh."

Shi Zhenhua’s smile widened as he lifted his hand and pointed at Jiang Chen.

The maid silently poured tea for the two of them.

"That’s enough, we can do it ourselves."

Shi Zhenhua said.

In such a setting, this attractive maid with a graceful figure was naturally sharp and clear-headed; upon hearing the words, she quickly stood up, gave a slight bow, her slender waist naturally twisting as she gracefully turned and left.

"Jiang Chen, about your project, the general direction is okay, but I think there might be a place worth discussing."

Upon hearing this, Jiang Chen quickly said, "Uncle Shi, please go ahead."

Perhaps in terms of "wealth", he had already established an overwhelming position, but the gap in business talent and vision was not something that could be filled with money.

"Have you ever felt that an annualized simple interest of 7% might be a bit too low?"

Jiang Chen watched this legendary business tycoon without rushing to speak.

Shi Zhenhua continued, "I know you want to use the low interest rate as the core competitive strength of Anxin Loan to quickly capture market share, but have you considered that compared to extortionate high-interest loans like Jieyou Loan, even if you increase the annualized simple interest from 7% to 20%, the effect would be the same. Conversely, by setting your rates so low, you’re not only going to kill those high-interest loans, but it will also affect normal lending platforms."

"The tree that sticks out in the forest gets blown down; even when doing good deeds, you can’t be too high-profile, let alone offend everyone. Moreover, have you considered the banks’ feelings?"

Shi Zhenhua’s eyes were profound.

"Banks?"

"I know you don’t plan on borrowing money from banks, but lending is also a key business for them. Of course, banks target entrepreneurs and business owners, but if you set the interest rates so low, how do you expect the banks to feel? Don’t forget what the interest rates are for residential mortgages."

"Then Uncle Shi, what do you think would be an appropriate interest rate?"

Jiang Chen asked promptly.

Shi Zhenhua was pleased with his attitude of being open to learning.

A madman courting rain invites disaster, just as a brazen person invites trouble.

Having lived for quite some time, he had seen too many heroes fall mid-way.

No matter what height one reached, one should always maintain a humble heart.

"I can’t give you an answer right now, but I can have Qian Qian set people to do some research."

Jiang Chen nodded and silently sipped his tea.

Shi Zhenhua picked up the teapot and personally refilled his cup.

"Pitter-patter..."

The sound of the pouring water echoed.

"Jiang Chen, you know that Qiangsheng Financial Services is under Geng Long, but do you know who Geng Long works for?"

Jiang Chen tentatively said, "Miss Lan?"

"I thought you didn’t know."

Jiang Chen understood his implication, "I don’t think Miss Lan knows about Jieyou Loan."

Although Jiang Chen was not clear on the exact relationship between Geng Long and Lan Peizhi, he assumed it was probably similar to that with Liao Xiangdong.

Lan Peizhi, too, came from a poor background, and given her character, she would likely not be involved in such exploitative business.

"Whether Miss Lan knows or not, I think you should still give her a heads-up."

Jiang Chen nodded and looked around, "Miss Lan is the president of the Donghai Commerce Association, is she coming today?"

Shi Zhenhua looked at him.

"Qian Qian told me."

Jiang Chen explained.

"She also wanted Uncle Shi to use his influence to get me into the Commerce Association as well."

Shi Zhenhua chuckled, looking at his daughter who was becoming increasingly adept at mingling with influential business tycoons, and he sighed, "I’m just afraid that the temple of the Donghai Commerce Association might be too small."

He had initially wanted to introduce his daughter into the Commerce Association to pave the way for her, but now, he felt there might be no need to hurry.

Children and grandchildren have their own blessings.

Perhaps this young girl had a broader world awaiting her.

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