I Have 10 Trillion Dollars only Usable For Simping
Chapter 727 - 563 Relieve Worries Loan (Seeking Monthly Pass!)_2

Chapter 727: 563 Relieve Worries Loan (Seeking Monthly Pass!)_2

Guo Ran must have also been aware that the two of them must have discussed it before. Biting her lip, she didn’t rush to take the money and slowly nodded.

"So this money, is it for your boyfriend?"

Jiang Chen asked, then added another sentence, "It’s okay if you don’t want to talk about it, it’s just that Shu Rui is worried you’re being scammed."

Jiang Chen said with a smile, "She always thinks she’s smarter than all of you."

Guo Ran couldn’t help but laugh as well. With a joke, Jiang Chen had instantly closed much of the distance between them.

"...I know Shu Rui cares about me."

Jiang Chen picked up his coffee and savored it in silence.

Guo Ran looked at him.

"Senior Jiang, please don’t misunderstand, my boyfriend isn’t that kind of person. I just want to help him myself."

Jiang Chen’s expression didn’t change as he asked calmly, "Does he know about your borrowing money?"

Guo Ran shook her head quickly.

"He doesn’t know!"

"Although I’ve never met him, I trust your judgment and that you wouldn’t make a mistake in choosing him. But how do you plan to explain the origin of this money to him? You’re just a student, and even if you work at the dance club, the income isn’t much. Or are you planning to lie to him, saying you borrowed it from your family?"

Jiang Chen put down the coffee cup, "If you tell him that, would he accept the money?"

"I’ll just say I borrowed it online; he’ll believe me."

Loan apps are everywhere these days, but to borrow five hundred thousand?

How could a student possibly have such a high credit limit?

Guo Ran clenched her hands, "I’ve already borrowed fifty thousand online, but it wasn’t enough. I really had no other choice, so I came to ask for your help, Senior Jiang. Please rest assured, I will definitely repay you!"

"You’ve borrowed money before?"

"Yes, I heard about the app from them, that you could borrow money through it, so I tried it, but the interest rate was too high. If I don’t pay the money back soon, they’ll call my family and even come to the school to look for me. But to continue borrowing there, I would have to... to take... those kinds of photos as proof,"

Guo Ran said in agony.

Although her words were somewhat muddled, Jiang Chen roughly understood.

Simply put, to give her boyfriend a hand, Guo Ran borrowed some money using a loan app.

The amount wasn’t much, just fifty thousand.

But these fifty thousand yuan probably weren’t enough to solve her boyfriend’s problem and, because of the high interest, she had become ensnared herself. Driven to desperation, she had no choice but to seek Jiang Chen’s help.

"Can you show me the loan app?"

Jiang Chen asked. Before he finished speaking, Guo Ran’s phone started to ring.

Guo Ran took out her phone, and upon seeing the caller ID, a look of fear appeared on her face, but she still answered the call.

You couldn’t hear what was being said on the other end, only Guo Ran saying, "I will repay the money right away."

Jiang Chen stayed quiet, waiting until she had finished the call before speaking: "You borrowed fifty thousand in there, how much do you have to repay?"

"Sixty thousand."

Even knowing that the interest rate was extraordinary, Jiang Chen was still surprised to hear that.

"How long have you borrowed it for?"

"Less than twenty days."

It must have been since right after borrowing the money that Guo Ran began to suffer, her eyes filled with anxiety, pain, and weariness,

Less than twenty days.

Fifty thousand had become sixty thousand.

Blatant usury.

No wonder it forced such a quiet girl to approach him for help.

"Show me that app."

Jiang Chen spoke again.

Guo Ran unlocked her phone, opened the loan app, and handed it to Jiang Chen.

"It’s this one."

The app’s name was Jieyou Loan.

Jiang Chen took the phone, "Who told you about this app?"

"A friend of mine, also from the school. Because of the high credit limit and the simple procedures, a lot of people borrow money there, but I didn’t know the interest would be so high."

A perfectly good girl, the whites of her eyes now filled with blood vessels—from the immense mental stress she had to endure recently.

If this continued, she was likely to have a breakdown.

Jiang Chen saw that Guo Ran still had a hundred thousand in credit "waiting to be activated" in the app.

The so-called activation method must be the explicit personal photos that Guo Ran didn’t specify but were obviously referencing.

This hundred thousand, if used to repay the previous loan, would be more than enough. But fortunately, Guo Ran was clear-headed enough not to slip deeper into the mire.

"Can men also borrow money there?"

Jiang Chen asked.

"I don’t know."

Jiang Chen gave the phone back to her.

He had heard about similar apps before, which claimed to be a quick fix in difficult times but in reality, were engaged in utterly heartless schemes. They specifically targeted women, especially female university students, using high-interest rates to force those who couldn’t repay the money to take explicit photos or even videos, and then threatening them with it, pushing the users deeper and deeper into degradation or even extreme actions.

Before, he thought it was just something that happened in the news. He didn’t expect it to happen so close to him.

A gentleman loves money, but he acquires it in an honest way.

He couldn’t fathom what kind of despicable person would engage in such a trade.

"All right, keep the money and pay it back as soon as possible. With the remaining funds, help your boyfriend. If he asks, I can explain it to you."

Jiang Chen was considerate and attentive.

Guo Ran, such a gentle girl, was so moved at the moment that she nearly burst into tears. Her eyes reddened, and she looked at Jiang Chen with a choked voice, "Jiang... Senior Jiang, thank you..."

"What’s there to cry about."

Jiang Chen laughed, "Even if it wasn’t for Shu Rui’s sake, I’m still your senior. Would I watch you being pushed by these bad people to the point of jumping off a building?"

"Pfft."

Guo Ran burst into tears of laughter.

And really, she shouldn’t say.

If she really let the interest compound on and on, in a moment of impulse, she might, in a feverish head, take things to the extreme.

"Okay, wipe your tears. Others might see and think I’ve done something to you."

Jiang Chen pulled out a tissue and handed it over.

Guo Ran took it and wiped her eyes.

"Senior Jiang, as soon as my boyfriend gets through this, I’ll pay you back immediately."

Jiang Chen smiled wryly.

"No rush, you know, I’m not short of money."

Guo Ran, holding the tissue, was once again amused.

Finally, she understood why the prideful Shu Rui could be so irresistibly drawn to him.

Guo Ran left, taking with her the card worth five hundred thousand.

Jiang Chen picked up his coffee.

Today’s girls really are somewhat materialistic and realistic, but it can’t be denied that there are still many good girls out there.

"Ding dong."

WeChat sounded a notification.

Jiang Chen picked up his phone.

It was Li Shuru.

"How did it go?"

He immediately made a voice call.

"Guo Ran just left, and I gave her the money,"

Jiang Chen succinctly relayed the conversation he had just had.

"Have you heard of Trouble-Free Loan?"

He asked.

"No."

That figures.

Li Shuru probably hasn’t ever been short on cash. Before she was with him, she was a host, and she should have had no trouble supporting her day-to-day expenses. Furthermore, with suitors like the Crown Prince of the Fuli Group, Sun Dashao, she wouldn’t need to borrow money.

But just because she was that way, doesn’t mean other girls were the same.

According to Guo Ran’s description, there must be quite a few girls at Dongda who had borrowed money on this app.

After all, girls love vanity and keeping up with others, so naturally, their expenses won’t be small.

"Isn’t this usury? Why didn’t Guo Ran talk to me about it? It’s only fifty thousand..."

"Yes, you are friends, but doesn’t she need to save face? If she hadn’t been cornered, she wouldn’t have come to me."

"Luckily, she wasn’t that foolish. If she had really taken those kinds of photos, her life might have been ruined."

"After she goes back, you don’t have to ask her anything. Just let this incident pass."

"I understand."

Li Shuru said softly, "Thank you."

She knew well that, with Jiang Chen’s accomplishments today, if it weren’t for her, he wouldn’t have bothered with such a "trivial matter."

"Do we still need to be so formal with each other?"

Jiang Chen chuckled lightly, "All right, I’m hanging up now."

Guo Ran was undoubtedly lucky to have pulled back from the brink, but what about the other girls?

They might not have Guo Ran’s reason, and more crucially, do they have friends like him by their side?

Jiang Chen put down his phone, deep in thought.

Trouble-Free Loan.

He had never branded his own morality as particularly noble, but right now, he felt he couldn’t just act as if he had not heard anything.

It reminded him of a news story he once saw, which is still etched deeply in his memory.

A journalist, disregarding his own safety, exposed the dark industry chain of gutter oil.

Don’t meddle in other people’s business.

Nearly everyone has heard this advice.

But this world truly needs some people who meddle in affairs that are not their own.

Jiang Chen picked up his phone again.

"Help me check out the Trouble-Free Loan app, and find out which company is behind it."