I Have 10 Trillion Dollars only Usable For Simping
Chapter 492: Please

Chapter 492: Please

"Fang Qing, if someone doesn’t repay the bank, what will happen? Can they go to jail?"

In the dormitory.

Hong Xiaoyu sent out a message on WeChat, filled with anxiety.

He hadn’t expected an immediate response, but today his luck seemed to be on his side.

"Why are you asking this? Did you borrow money from the bank?"

The reply came back quickly.

"No, even if I wanted to, I wouldn’t have the ability to do so."

Hong Xiaoyu joked.

Indeed.

Ordinary people, even if they wanted to owe the bank money, probably wouldn’t have the opportunity, otherwise, there wouldn’t be so many internet lending platforms.

"Then why are you asking about this?"

"I have a friend, his family runs a business. They owe the bank some money and might not be able to repay it on time because they’re short on funds. Fang Qing, what do you think will happen in this case?"

Hong Xiaoyu summarized succinctly.

"Is this friend of yours male or female?"

"Fang Qing, when did you become so gossipy?"

"(smiley face) Based on what you told me, it’s unlikely to go to jail, unless there’s evidence of malicious fraud. The laws are now well-established, and the money your friend borrowed from the bank would be backed by assets of equal value as collateral. So even if they can’t repay the money, it shouldn’t be a huge problem, but the bank will take possession of the collateral. How much does your friend owe the bank?"

"Over fifty million."

"Wow, I didn’t expect you’d know someone so wealthy. If your friend gets sued, you could refer them to me."

Hong Xiaoyu felt helpless,

"Fang Qing, you haven’t even graduated yet, right? You probably don’t have your lawyer’s license yet, do you?"

"You sure know a lot, kiddo."

As they were chatting, a phone call came in.

"Fang Qing, I need to take a call."

He sent a quick message and then answered the call.

"Ren Miao."

Hasty sounds of doors closing came from the other end, and the voice was urgent as well.

"Are you at school?"

"Yes,"

Hong Xiaoyu replied subconsciously.

"Wait for me; I’ve got something urgent to discuss with you."

"What’s up?"

Hong Xiaoyu was puzzled; since he had known the other person, they had never seemed so anxious before, not even the previous night.

"Let’s talk when we meet."

"Okay."

Hong Xiaoyu didn’t push further and hung up the phone, waiting obediently in the dormitory.

"I’m on the school bus and will be at your dorm soon."

"I’ll come down right away."

As Hong Xiaoyu went downstairs, he saw the school bus arriving. The door had just opened when Ren Miao quickly stepped down and rushed towards him.

"Is your brother still in Hancheng?"

She was impatient even before she approached.

Hong Xiaoyu was caught off guard.

Why was she asking about his brother out of the blue?

"He is."

He nodded instinctively.

"Take me to your brother."

Ren Miao was uncharacteristically urgent, even seizing Hong Xiaoyu’s hand.

Hong Xiaoyu was stunned.

This was probably the closest they had ever been since they’d met.

But he didn’t have time to feel awkward. He didn’t move but couldn’t help asking, "Ren Miao, why do you need to see my brother?"

"I need to see that friend of your brother’s."

Hong Xiaoyu hesitated, "Do you mean Qian Qian?"

"Yes."

Hong Xiaoyu was more confused than ever.

Ren Miao took a deep breath, steadied herself, and looked intently at the boy who had once confessed his feelings to her.

"Do you know who this Qian Qian is?"

Hong Xiaoyu looked blank.

"What do you mean?"

"I mean, do you know what she does?"

Hong Xiaoyu shook his head instinctively.

"My brother only told me that she was in business."

"..."

Ren Miao had no words in response.

Doing business.

This explanation was not wrong.

But there are countless kinds of business.

Her family was also in business.

"Can you take me to see her?"

Ren Miao knew that the other party probably wasn’t lying and genuinely didn’t know the specific identity of this "Sister Qian Qian" he had mentioned.

If she hadn’t seen it with her own eyes, she would hardly dare believe that the woman she had met just once outside of school was actually the acting chairman of Jin Hai Industrial!

"You want to see Sister Qian Qian?"

"Yes!"

Ren Miao nodded vigorously, like a drowning person trying to grab a straw to save their life.

"Xiao Yu, please help me."

"Ren Miao, can you tell me why you want to see Sister Qian Qian?"

Hong Xiaoyu was utterly puzzled.

"Because right now, only she can help my family."

Hong Xiaoyu was unsurprisingly stunned on the spot.

Last night he had heard that Ren Miao’s family owed the bank more than fifty million.

Sister Qian Qian could solve it?

"Please."

Facing the girl’s unprecedented plea, Hong Xiaoyu didn’t bother to probe further, "...then, I’ll give my brother a call."

"Okay!"

Hong Xiaoyu looked down.

Only then did Ren Miao relax her grip.

Hong Xiaoyu touched his phone and dialed Jiang Chen’s number.

"Bro, where are you?"

He glanced at the anxious Ren Miao, "Hmm, it’s nothing, I just have something I want to discuss with you."

"Is Sister Qian Qian with you?"

"Oh, I’ll come over in a bit."

He hung up the call.

"My brother said, let’s go see him at three o’clock."

Ren Miao sighed with relief.

"Thank you."

Still unclear about what exactly was happening, Hong Xiaoyu forced a smile, holding the phone.

"Ren Miao, why do you say Sister Qian Qian can help your family? Your brother Chi Bei, his family is so powerful, couldn’t even they..."

Now.

Ren Miao could fully understand why the Dai Family stood by and watched.

Jin Hai was originally the financial backer behind Tu Shun Automobile.

How could the Dai Family possibly offend their investor for a junior supplier, for a so-called friend?

No one would likely be that foolish.

And even if the Dai Family were truly "as honorable as the clouds," any help they provide would only be enough to bury themselves alongside.

Jin Hai Industrial, was far from being something they could contend with.

"Your brother really didn’t tell you anything?"

"Tell me what?"

Ren Miao pursed her lips.

"Is your brother really just a senior student at East Sea University?"

"If not?"

Hong Xiaoyu appeared puzzled, "Do you think I am deceiving you?"

Ren Miao fell silent.

"Ren Miao, can you tell me what’s going on?"

Hong Xiaoyu’s mind was truly in a mess.

Ren Miao hesitated, originally wanting to tell him that his Sister Qian Qian was one of the top socialites in East Sea, an heiress to a hundred-billion empire, a personage who could shake hands with the top officials of the province; but when the words reached the tip of her tongue, she held back.

Hong Xiaoyu came from an ordinary family.

This point, she knew very well.

Some second-generation kids who were jaded with life might like to pretend to be low-key, playing coy, but Hong Xiaoyu lacked the guile and sufficient depth of character to sustain such a pretense.

Ren Miao didn’t know how his cousin had come to know such a person but since he hadn’t revealed it to Hong Xiaoyu, it was best for her to keep quiet as well.

"Ren Miao, say something."

Hong Xiaoyu frowned.

Ren Miao looked at him.

"You really are a fool."