Carrying a Jurassic on me
Chapter 533 - 220: A Stupid Girl_1

Chapter 533: Chapter 220: A Stupid Girl_1

Pang Fa had mentioned that those owning cattle farms on his scale could borrow between thirty thousand and fifty thousand. Even though Pang Fa mentioned this with a tone of envy, to Yan Fei, if the loan amount was really only this much, it wouldn’t be of much significance.

"You’re not borrowing his money, but the money of the Credit Cooperative, the country’s money!" Seeing that Director Yao remained silent, likely pondering over how much he could lend Yan Fei, Old Pan inserted, laughing. "Borrowing money to make money, that’s something most people can only dream of, right? Although our country is developing rapidly, as you know, this still doesn’t guarantee anyone can borrow money whenever they want. This time your Uncle Yao has personally visited. You must consider this carefully! If you miss this opportunity, you may not get another one..."

By this time, Director Yao had come to his conclusion as well. Showing three fingers, he explained, "If you want to borrow money, I can approve this amount!"

"Thirty thousand?" Yan Fei immediately lost interest. He had thought the amount would be higher, but it seemed so minuscule!

"No, three hundred thousand!" Director Yao corrected, showing three fingers again with a smiling face. "This is the amount I can lend to you right now. You know how it is with our small Credit Cooperative. This amount is already more than half of our total funds. If everyone comes to settle their accounts with you at the end of the year, and everyone is waiting for their New Year money, you’ll have to pay them first, right? If you can’t turn it around at that time, you can still borrow more. Whether it’s three hundred thousand or five hundred thousand, as long as you give a number, you can have it! Isn’t this condition good?"

"Three hundred thousand?" Yan Fei was taken aback at the figure. "How much do I have to repay in a year then?"

Director Yao considered for a moment, "The interest rate is close to eleven points at the moment. If it changes in between, it will be calculated according to the new rate from the day of the adjustment. Don’t worry, the country is encouraging entrepreneurship now. The adjustment will only go down, not up! If you borrow three hundred thousand, you’ll only have to repay an extra thirty-something thousand, not more."

An extra thirty-something thousand! That’s quite a bit!

Yan Fei murmured to himself, thinking that if it were three hundred thousand, he could buy more than three hundred calves. The money he would earn in return would definitely be several times more than this thirty thousand. This wasn’t unacceptable!

However, having grown up in a small town and having limited exposure to information in these years, his vision was still quite limited, and he always felt that owing money was not a good thing. Despite being somewhat tempted, he was not quite able to grasp this opportunity immediately.

Just wait until your mind changes, then it will be easy! Sooner or later, you won’t be able to escape this loan!

The two old foxes saw him deep in thought, they glanced at each other, feeling certain about this matter.

They didn’t say a word, allowing Yan Fei to think while they began drinking tea. After some time, Director Yao, smiling, said, "Take your time, no rush. This tea is not bad! Did Boss Yan make it himself?"

Old Pan, laughing, teased, "It doesn’t look good. Are you frying these tea leaves like vegetables? Where did you get this tea? The quality is actually good, but you ruined it with your careless cooking!"

Yan Fei humbly asked for advice, "Uncle Pan, do you know how to fry tea? Can you teach me how to do it next time? This is the tender bud of a thousand-year-old tea tree that I painstakingly picked at the top of the mountains. The quality is definitely good. It’s just that I tried to fry it myself after bringing it back and didn’t do it very well!"

Being an honest person, he always strived to tell the truth. Yan Fei held himself to this standard, and these words were completely truthful!

"Keep blowing your own trumpet!" Old Pan sneered, "If you’re so capable, go back to the mountains and pick a few million in banknotes, then we won’t have anything to do with you. How can you say your skills are poor? You don’t have any skills at all! Anyway, no matter where you got it from, call me over to help you next time, so you don’t ruin good ingredients again!"

"Alright then! You just wait. One day, I’ll manage to get my hands on some more..." Yan Fei’s face lit up with a smile while his heart followed suit.

Telling the truth feels great, but why on earth are people so reluctant to believe others these days? I was being completely honest, but if they don’t believe me, there’s nothing I can do!

While they were chatting, it was time for lunch. Yan Fei earnestly invited them to stay for a meal, but they politely declined and left.

After bidding them farewell, Yan Fei returned to his room, closing the door behind him. In a flash, he entered the Lingzhi Valley of the dinosaur world. Lingzhi Valley was the name he had given to this valley earlier that morning, as a large corner of the valley was covered in Lingzhi mushrooms.

These things were growing in clusters. There were so many. The Lingzhi mushroom he had found the night before wasn’t even the largest. Some were three to four meters in diameter!

He had been busy all day and only had time to go to the valley at night. He had failed to notice the large patch of Lingzhi mushrooms there. If it hadn’t been for last night, he might never have discovered them!

However, he was worried that the Lingzhi mushrooms from the dinosaur world weren’t the same as those used in medicine. That’s why he had to run to Mr. He’s pharmacy early in the morning and create a scene about wanting to try some Lingzhi mushrooms.

Now he was certain that the Lingzhi mushrooms from the valley were no different from those outside — at least, they tasted the same.

The only regret was that he didn’t know anything about their effects. He needed to soak them in wine first and see.

Thinking of this, he went to a nearby store and came back with a jar of wine, then broke up a large piece of Lingzhi mushroom and dropped it in.

First, he simply soaked some. If it worked, he would consider what to do next with the abundance of Lingzhi mushrooms in the valley!

After eating a few bites of food and resting for a while, Pang Fa arrived — he was now completely in the habit of running wild, and he probably couldn’t sit still in his little shop.

As soon as they entered, they began to shout, "So, how did it go?"

Yan Fei was puzzled, "What exactly are you asking about?"

"Director Yao, didn’t he come to talk to you about a loan? How much is he willing to lend to you?" hinted Pang Fa.

"You guess!" Yan Fei followed his lead and spoke coyly.

"It looks like quite a hefty sum, more than what I mentioned this morning, right? I knew it! You have over twenty oxen in your farm now. The breeding bulls alone must be worth a lot of money. Plus, with all the cattle you’ve sent out, by the end of the year, they’d be worth over a hundred thousand. They should at least lend you eighty to a hundred grand, right?"

"Keep guessing..." said Yan Fei, imitating the smug smiles of those two old foxes from the morning, thus prompting Pang Fa’s curiosity.

"Two hundred thousand?" Pang Fa tentatively suggested. When Yan Fei kept silent, he boldly estimated again, "Can’t be... two hundred fifty... three hundred thousand, right?"

"Indeed, it’s three hundred thousand!" Yan Fei declared, beaming with pride.

Even if he did not take the loan, the fact that the director of the Credit Cooperative offered him such a substantial sum of three hundred grand was quite a matter of pride!

"Amazing! Truly amazing! Yan Fei, you’ve hit it big!" When Pang Fa mentioned the three hundred thousand, he didn’t really believe that the Credit Cooperative would lend out such a large sum of money. After hearing Yan Fei confirm the amount, he didn’t know what to say.

"Why are you so excited? It’s not like the loan is for you..." Yan Fei rebuked him. "Come on, let’s go slaughter the ox."

Pang Fa was murmuring behind him, "I’m bragging because it gives me face too! After all, we’re more than just friends."

In the end, Pang Fa murmuring persisted while slaughtering the ox and soon the whole farm knew the news.

The whole farm was excited. Three hundred grand! How much money do you need in the countryside to build a decent house and woo the prettiest girl in the surrounding area? Just how many houses could be built and how many brides could be won with this money?

Ah, only those who are indecisive would be thinking about getting a bride with this kind of money.

Yan Fei was puzzled why these people got so excited. What’s the big deal about owing money? It’s as if they don’t need to pay it back. Not only do they need to pay it back, but there’s also interest!

On the other hand, Heizi had already started shouting, "Spread the word tomorrow; we’ll keep buying cattle!"

Yan Fei couldn’t be bothered to speak. These people wouldn’t listen to him at this point anyway. He couldn’t, while everyone was in high spirits, say that he still wasn’t sure whether he would take the loan or not, right? That would feel like throwing a wet blanket on their enthusiasm.

After cleaning up the slaughter, Yan Fei took the beef to the provincial city. After selling the meat to the foreigner, he headed straight to the Provincial University Law School to see his girlfriend.

When Miss Xu Xiaoyan heard that they could borrow so much money, her eyes lit up and she pointed to herself, "Take it, why wouldn’t you? You can make big money by borrowing, and it’s not like we’re not going to pay it back. If your age isn’t enough, you still have me. I’ll take a leave of absence now and go back with you tomorrow. If we need to sign and stamp for procedures, I have my identity card..."

It’s three hundred thousand!

Whoever assumes the responsibility of signing and stamping will also undertake a debt of three hundred thousand! Even if they don’t spend a dime of it, there’s still an annual interest of over thirty thousand!

Looking at his girlfriend, who usually hesitates to even spend a dime, Yan Fei didn’t know what to say when she casually volunteered to borrow three hundred thousand for him and to bear the enormous debt, without even thinking!

Originally, he wanted to tell her that he hadn’t thought it through and wanted to go home to discuss it with his parents. But seeing her like this, he just couldn’t utter those words.

He really couldn’t say them. If it wasn’t a crowded campus around them, he would just hold her and kiss her now...

If others knew about this, they would both envy and despise this silly young man, for being lucky enough to meet such a woman is quite a fortune!

What does three hundred thousand mean these days? It’s an amount a lot of people could never earn in their entire life! Let alone earning it, most people wouldn’t even dare to think of such an amount.

The point is, these two are not even married yet! Without even thinking, the girl willingly took on the debt. Putting it bluntly, if something happens, she would have to spend the rest of her life paying off the bank. She might not even be able to pay just the interest with her annual earnings!

She’s really a fool!

To end up with such a foolish wife, it’s really... there are no words!